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I bought us a med evac policy before a lengthy international trip. It was cheaper to buy a year's policy than the three months' coverage we needed, so I did that. A few months later, back in the US, we were camping in a remote area when my husband had a medical emergency. I would never have bought that policy for our in-country camping trip but, because it was still in effect, it saved us about $60,000.
I bought us a med evac policy before a lengthy international trip. It was cheaper to buy a year's policy than the three months' coverage we needed, so I did that. A few months later, back in the US, we were camping in a remote area when my husband had a medical emergency. I would never have bought that policy for our in-country camping trip but, because it was still in effect, it saved us about $60,000.